Business Planning

What is Business Planning

Business planning is much different from traditional or personal financial planning. Whether it is continuity planning with buy-sell agreements, incentive planning for key personnel, or the complex transfer of the business to a new owner SWD specializes in financial planning for the unique circumstances that face every business owner at every stage of their business. Business planning is not something that is done overnight.

Without proper business planning many business owners may be forced to rely on the proceeds from the sale of the business or continue to receive income from the business to fund their retirements. This lack of financial independence may also lead to a business owner never truly exiting the business. Consider that 70% of business owners have not set any retirement date.

Business and Retirement Planning

According to the 2018 MassMutual Business Owner Survey, three out of four business owners have less than $500,000 saved in their retirement accounts. That means business owners are underestimating their financial reliance on the business post-retirement.

Exit Planning - Will My Business Sell???

Exit planning is the ongoing process of developing a written strategy for the day you leave your leadership or ownership role in the business due to a voluntary or involuntary departure.

According to the 2018 MassMutual Business Owner Survey, nearly 60% of business owners say they plan to sell their business...yet nearly 80% of businesses put up for sale do not sell.


Not all money is taxed the same. As a business owner you often despise paying taxes. You need proactive advice and strategic planning. This planning will help you save on taxes and provide the ability to invest in your company and personal goals.


We can help you design and implement benefit programs that will attract, retain and improve the productivity of your top-level talent.


As a business owner, your goal is to attract and retain high-quality employees. Offering the correct benefits such as life, disability, health, as well as retirement plans allows your business to compete for and retain top performers. Our team will evaluate your current benefit and providers, and help you coordinate benefits packages within your budget.


A business continuity plan refers to an organization's system of procedures to restore critical business functions in the event of an unplanned disaster or demise of the owner.

Getting your ready for the future!

Are you prepared for Retirement

See Business Trends

If You Died 90 Days Ago, What Would Your Business Be Worth Today ?

A buy-sell agreement should be drafted to protect the business from the five D’s — death, disability, divorce, departure, and disqualification. When properly executed, a buy-sell agreement can help ensure the continuity of the business when ownership needs to change hands for any reason.

Wealth Management Services

See how your business could benefit from our Wealth Management Services

Buisiness Planning Explained

Finanical Planning Explained

Three ways YOU can take action today!!


Schedule an appointment

Click on the Schedule 1-on-1 Consultation button


Get Started on a Financial Plan

Click here to start your financial plan today!

Let's Connect

We'd love to hear from you. Send us a message and we'll respond as soon as possible.

My name is

My email address is

My Phone number is

I would like more information about your services